Southern Credit Repair


The Leaders in Credit Repair for the Southern States.

  Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee     Credit Repair Questions
Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee

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How do you repair my bad credit?

Is credit repair legal?

Can I repair my own credit?

How long does my credit repair take?

What if deleted items reappear on my credit report?

Do I still need to pay my bills?

Does paying my bills repair my bad credit?

Does paying off past-due accounts neutralize their negative status?

Do you guarantee your credit repair services?

How will I know my credit repair is working?

What do I need to do with my updated credit reports?

Does bankruptcy wipe the slate clean on my credit reports?

Does the CCCS help consumers restore credit?

What is the Fair Credit Reporting Act (FCRA)?

Does CCCS help consumers restore credit?

Consumer Credit Counseling Service or CCCS is a nonprofit debt counseling service that assists consumers who are over their heads in debt. CCCS is funded and controlled by certain credit grantors and credit bureaus. Often, CCCS provides a beneficial service to the consumer. Because of the obvious allegiance between CCCS and other consumer credit industry players, you cannot reasonably expect CCCS to do anything that such interests would frown upon, such as help you restore your credit. In fact, if you decide to leave CCCS before you have finished their program, they may list your failure to complete the process as a negative listing on your credit report. When you participate in the CCCS program, your creditors will sometimes note it on your credit report. The fact that you resorted to a debt counseling program is a huge red flag for prospective credit grantors. Remember, paying off your debts is a step in the right direction, but it does not restore your credit.


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