Southern Credit Repair

 

The Leaders in Credit Repair for the Southern States.

     
  Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee     Credit Repair Questions
 
Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee

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How do you repair my bad credit?

Is credit repair legal?

Can I repair my own credit?

How long does my credit repair take?

What if deleted items reappear on my credit report?

Do I still need to pay my bills?

Does paying my bills repair my bad credit?

Does paying off past-due accounts neutralize their negative status?

Do you guarantee your credit repair services?

How will I know my credit repair is working?

What do I need to do with my updated credit reports?

Does bankruptcy wipe the slate clean on my credit reports?

Does the CCCS help consumers restore credit?

What is the Fair Credit Reporting Act (FCRA)?

Does paying off past-due accounts neutralize their negative status?

No. Paid, once-delinquent, debts still show up as severe negatives. It's important to note that credit reports don't just show your current credit situation, but they also show what your credit situation has been in the past. Therefore, past delinquency, collection activity or a charged off listing does a great deal of damage to the credit score even if it was paid off. This is one of the great ironies of the credit reporting system; paying your past-due debts does little to immediately increase your credit score and may actually make the score worse.

     

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