Southern Credit Repair

 

The Leaders in Credit Repair for the Southern States.

     
  Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee     Credit Repair Questions
 
Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee

Texas Arkansas Louisiana Mississippi Tennessee

 

How do you repair my bad credit?

Is credit repair legal?

Can I repair my own credit?

How long does my credit repair take?

What if deleted items reappear on my credit report?

Do I still need to pay my bills?

Does paying my bills repair my bad credit?

Does paying off past-due accounts neutralize their negative status?

Do you guarantee your credit repair services?

How will I know my credit repair is working?

What do I need to do with my updated credit reports?

Does bankruptcy wipe the slate clean on my credit reports?

Does the CCCS help consumers restore credit?

What is the Fair Credit Reporting Act (FCRA)?

Do I still need to pay my bills?

If there are delinquent accounts appearing on your credit reports that have not been paid off, the actual debt behind the listing remains the same even if the account is deleted from your credit report. You may still owe the same money that you validly owed in the first place subject to your state's applicable statute of limitations. If you don't pay the debt, the creditor or a collection agency may re-report the item. So removing the listing without addressing the debt is only a temporary solution. In fact, we will only dispute credit listings that you indicate are inaccurate, unverifiable or misleading. If you feel that a negative credit listing is 100% accurate, timely and verifiable, then you shouldn't dispute it.

     

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