Southern Credit Repair

 

The Leaders in Credit Repair for the Southern States.

     
  Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee     main content heading
 
Southern Credit Repair Dallas, Texas, Arkansas, Louisiana, Mississippi & Tennessee

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The Fair Credit Reporting Act (FCRA) requires each of the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of the nation’s consumer reporting companies. The Federal Trade Commission (FTC), the nation’s consumer protection agency, enforces the FCRA with respect to consumer reporting companies.

A credit report includes information on where you live, how you pay your bills, and whether you’ve been sued, arrested, or filed for bankruptcy. Nationwide consumer reporting companies sell the information in your report to creditors, insurers, employers, and other businesses that use it to evaluate your applications for credit, insurance, employment, or renting a home.

Here are the details about your rights under the FCRA and the Fair and Accurate Credit Transactions (FACT) Act, which established the free annual credit report program.

Q: How do I order my free report?

A: The three nationwide consumer reporting companies have set up a central website and a toll-free telephone number through which you can order your free annual report.

To order, visit annualcreditreport.com, or call 1-877-322-8228.

     

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